348 South Calderwood St

Start your application now and finish in-store. All you need is a photo ID and verifiable income.


Advance Financial
348 South Calderwood St
Alcoa, TN 37701
(865) 686-5889

Store Hours

Day of the WeekHours
MondayOpen 24 Hours
TuesdayOpen 24 Hours
WednesdayOpen 24 Hours
ThursdayOpen 24 Hours
FridayOpen 24 Hours
SaturdayOpen 24 Hours
SundayOpen 24 Hours
Day of the WeekHours

Products and Services

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Flex Loan

FLEX Loan gives you the ability to apply once and withdraw cash at any time (up to your credit limit).

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Western Union

Western Union is the leading provider of electronic wire transfers in the world. You can send and receive any amount of money practically anywhere worldwide from any of our locations.

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Check Cashing

We cash all types of checks — personal checks, payroll checks, insurance checks, Cashier’s checks, government checks, money orders and more — and give you cash on the spot.

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$2 Bill Pay

Paying bills has never been easier. If you have a bill that needs to be paid and don’t want the hassle of a trip to the post office, Advance Financial’s convenient Bill Pay process is at your service. Simply pay the amount you owe with a $2 fee.

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Prepaid Cards

The Advance Financial MasterCard and Visa Prepaid Cards can be used anywhere Visa or MasterCard are accepted.

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$2 ATM

We offer the convenience of $2 ATM services at all our store locations.

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Free Money Orders

Our money orders are always FREE. We collect only the face value of the money order. There’s no limit on the number of money orders you can purchase. You must pay for your money order with cash, and the money order can be redeemed at any location where money orders are accepted.

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Online Loans

When you need cash and are between paydays, Advance Financial is your one-stop shop. Our online lending services are always available, so we’re ready and happy to help!

Advance Financial on South Calderwood Street in Alcoa is open 24/7 for all your cash needs

A tire goes flat and you need a tow. You forgot about the electric bill and need to send a payment. Or you just need to bridge a few days between paychecks. Emergencies happen at all times, just when you don't expect them. That's why your Advance Financial on South Calderwood Street in Alcoa is here 24/7 to lend a hand.

Located across from O'Rielly Auto Parts, Advance Financial is Alcoa’s go-to store for fast access to services like check cashing, free money orders, $2 bill-pay, Western Union®, Prepaid Debit Cards and ATM services as well as our FLEX Loan open line of credit. FLEX Loans are different than payday loans and title loans. You apply just once, then withdraw cash at any time (up to your credit limit) and pay it back at your own pace with conveniently scheduled payments aligned with your payday. We're happy to help whenever you're ready. Visit Advance Financial at 348 South Calderwood St, across from O'Rielly Auto Parts in Alcoa or apply online now. Whether you need $25 or up to $4,000, we'll help you get the cash you need now.

"Whether we're helping a customer open a FLEX Loan or send money with Western Union®, we take pride in making their experience at the Advance Financial on South Calderwood Street in Alcoa the best it can possibly be."


What You Need to Apply for an In-Store Loan

Photo ID
Photo ID
Verifiable Income
Verifiable Income

How It Works

Simple Process

Apply in minutes with our quick online application.

Quick Approvals

Submit your application and get approved.

Instant Funding*

Money credited onto your debit card or into your bank account instantly. *Bank participation required.

Nearby Locations

See All Locations

© 2020 Advance Financial. All Rights Reserved.

This is an expensive form of credit. Only borrow what you can afford to pay back. Interest and fees (as applicable) will accrue every day you maintain a balance, subject to and in accordance with the credit agreement. We recommend you pay more than the minimum payment due. Making only the minimum payment due will result in more interest and fees and take longer to repay your balance.

Acceptance of the Terms of Use
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