820 Jefferson Ave South

Start your application now and finish in-store. All you need is a photo ID and verifiable income.


Advance Financial
820 Jefferson Ave South
Cookeville, TN 38501
(931) 563-0045

Store Hours

Day of the WeekHours
MondayOpen 24 Hours
TuesdayOpen 24 Hours
WednesdayOpen 24 Hours
ThursdayOpen 24 Hours
FridayOpen 24 Hours
SaturdayOpen 24 Hours
SundayOpen 24 Hours
Day of the WeekHours

Products and Services

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Flex Loan

FLEX Loan gives you the ability to apply once and withdraw cash at any time (up to your credit limit).

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Western Union

Western Union is the leading provider of electronic wire transfers in the world. You can send and receive any amount of money practically anywhere worldwide from any of our locations.

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Check Cashing

We cash all types of checks — personal checks, payroll checks, insurance checks, Cashier’s checks, government checks, money orders and more — and give you cash on the spot.

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$2 Bill Pay

Paying bills has never been easier. If you have a bill that needs to be paid and don’t want the hassle of a trip to the post office, Advance Financial’s convenient Bill Pay process is at your service. Simply pay the amount you owe with a $2 fee.

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Prepaid Cards

The Advance Financial MasterCard and Visa Prepaid Cards can be used anywhere Visa or MasterCard are accepted.

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$2 ATM

We offer the convenience of $2 ATM services at all our store locations.

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Free Money Orders

Our money orders are always FREE. We collect only the face value of the money order. There’s no limit on the number of money orders you can purchase. You must pay for your money order with cash, and the money order can be redeemed at any location where money orders are accepted.

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Online Loans

When you need cash and are between paydays, Advance Financial is your one-stop shop. Our online lending services are always available, so we’re ready and happy to help!

Advance Financial on Jefferson Avenue — committed to serving Cookeville's cash needs

Costly repairs. Medical expenses. Bills. Unexpected emergencies. For fast access to cash, your Advance Financial on Jefferson Avenue in Cookeville is here 24/7 for fans of the Golden Eagles and all Cookeville sports teams.

Anywhere you live in the land of the Golden Eagles, Advance Financial gives you 24/7 access to check cashing, free money orders, $2 bill pay, Western Union®, NetSpend® Debit Cards and ATM services as well as our FLEX Loan open line of credit. FLEX Loans are a great alternative to payday loans, title loans and installment loans. You apply just once then withdraw cash at any time (up to your credit limit) and pay it back at your own pace with conveniently scheduled payments aligned with your payday. Apply online now OR start your application online and finish it in our Cookeville store located at 820 Jefferson Ave South, next to TitleMax. Loans range from $25 up to $4,000, and you can count on the Advance Financial team for getting you cash when you need it most. Proud fan of all Cookeville sports teams like the Golden Eagles.

"Whether we're helping a customer open a FLEX Loan or send money with Western Union®, we take pride in making their experience at the Advance Financial on Jefferson Avenue in Cookeville the best it can possibly be."


What You Need to Apply for an In-Store Loan

Photo ID
Photo ID
Verifiable Income
Verifiable Income

How It Works

Simple Process

Apply in minutes with our quick online application.

Quick Approvals

Submit your application and get approved.

Instant Funding*

Money credited onto your debit card or into your bank account instantly. *Bank participation required.

Nearby Locations

See All Locations

© 2020 Advance Financial. All Rights Reserved.

This is an expensive form of credit. Only borrow what you can afford to pay back. Interest and fees (as applicable) will accrue every day you maintain a balance, subject to and in accordance with the credit agreement. We recommend you pay more than the minimum payment due. Making only the minimum payment due will result in more interest and fees and take longer to repay your balance.

Acceptance of the Terms of Use
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